Physical Fitness in 2013 Means Being Protected From Hit-and-Run Collisions While Exercising Outdoors

LOS ANGELES, Jan. 7, 2013 /PRNewswire/ -- Adults who resolve to be physically fit this year--such as runners preparing for the Allstate Life Insurance Los Angeles 13.1 Marathon and 5K on January 13--should be sure to carry uninsured and underinsured motorist coverage on their car. Why? Because if a pedestrian or cyclist carries uninsured and underinsured motorist coverage (UM/UIM) on their personal auto, the cost of recovery from injuries or losses as a result of being hit by this type of driver, even while exercising outdoors, can be covered, subject to policy terms and definitions.

As recently as 2010 there were more than 2,000 pedestrians in California injured by hit-and-run drivers.* In Los Angeles County, nearly one out of four vehicles does not carry insurance**.

"Everyone's safety along our streets must remain a priority," says Phil Telgenhoff, Allstate Field Vice President in California, "People who exercise outdoors or train for events like the Allstate Half-Marathon in Los Angeles should strongly consider purchasing this coverage."

"It's important for drivers and athletes alike to know that uninsured and underinsured motorist coverage is a small fraction of their total auto insurance premium--generally less than 10 percent," he says. "Its benefits extend far beyond what may happen only while they're at the wheel."